CIO

APRIL 17, 2023

As consumers embrace ecommerce, digital banking, and online payment applications, the risk of fraud and other financial crimes has increased dramatically. The stakes for financial organizations are growing as well. And for every dollar lost to fraud, banks spend over $4 on recovery fees, legal fees, and other expenses.

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TechCrunch

MAY 17, 2022

Unit, a banking-as-a-service startup, has closed on a $100 million Series C round of funding led by Insight Partners. The pair spent the first year stealthily building out the technology with the mission of giving companies a way to embed financial services into their product, accelerating their time to market.

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TechCrunch

NOVEMBER 12, 2020

Railsbank , the London-headquartered Banking-as-a-Service platform, has raised $37 million in new growth funding. This will include the launch of “credit cards as a service” in the U.S. and Europe and helps protect the reputation of the fintech industry.

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Banking Fintech Compliance Insurance 287

TechCrunch

JULY 16, 2021

But it might come as a surprise to learn that many in the industry believe that the story is just beginning and the sector is poised to achieve much more, with fintech’s next decade expected to be radically different from the last 10 years. Long before the pandemic, the way in which banks were regulated was changing.

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Fintech Banking B2B Small Business 340

CIO

SEPTEMBER 2, 2022

By David Andrzejek, head of financial services, DataStax. I can’t help but think of open banking in the United States — it’s not here, and, at the same time, it’s very much here. In essence, they’re not waiting for the kind of regulatory open banking mandates that have been handed down in other parts of the world.

Banking 218

Banking Fintech B2C B2B 218

CIO

AUGUST 31, 2022

By David Andrzejek, head of financial services, DataStax. I can’t help but think of open banking in the United States — it’s not here, and, at the same time, it’s very much here. In essence, they’re not waiting for the kind of regulatory open banking mandates that have been handed down in other parts of the world.

Banking 217

Banking Fintech B2C B2B 217

TechCrunch

JUNE 23, 2022

A notice from India’s central bank this week has thrown a wrench into the ecosystem, scrutinizing just who all can lend. Several startups including Slice, Jupiter, Uni and KreditBee have long used the PPI licenses to issue cards and then equip them with credit lines. Some banks have been employing the same strategy for like a decade!

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Fintech Banking Government Industry 243

TechCrunch

OCTOBER 14, 2021

Bold Capital, Epic Ventures, card-reader/POS hardware maker ID Tech and unnamed individual investors in the fintech space also participated in the financing, which brings the Santa Clara-based startup’s total funding raised to $30 million since its 2014 inception. And it’s starting with financial services.

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Hardware Mobile Banking IoT 240

TechCrunch

SEPTEMBER 23, 2021

Open banking — a new approach to payments and other financial services that disrupts traditional card-based infrastructure by linking directly into banks — is having a moment. TrueLayer nabs $130M at a $1B+ valuation as open banking rises as a viable option to card networks.

Banking 207

Banking Authentication Fintech Systems Review 207

TechCrunch

FEBRUARY 3, 2022

Since its 2017 inception, Mos has opened access to a pool of over $160 billion in financial aid to the more than 400,000 students within its community. Now, hoping to tear down yet another financial barrier that she herself faced, Yahyaoui is expanding Mos into a challenger bank. Yahyaoui said, starting with students.

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TechCrunch

SEPTEMBER 18, 2022

Before we get into the various news items from the past week, let’s talk about bank charters. For the unacquainted, according to Investopedia : “A chartered bank is a financial institution (FI) whose primary roles are to accept and safeguard monetary deposits from individuals and organizations, as well as to lend money out.

Banking 206

Banking Fintech Real Estate Report 206

TechCrunch

OCTOBER 13, 2022

Focused on Southeast Asia, Ayoconnect ’s APIs make it faster for businesses to launch new financial services, instead of needing to build their own tech infrastructure. It is also licensed by Indonesia’s central bank, enabling it to offer more services.

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Banking Fintech Infrastructure Mobile 225

TechCrunch

OCTOBER 31, 2022

The Bengaluru-based startup offers banking and payments APIs that allow development of fintech products such as banking, payment cards, neobanking and collections and payout services in a short period of time. Some of these include Freo, Mobile Premier League, FamPay, CreditWise, Uni Cards and BharatX.

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Fintech Banking Scalability Innovation 249

TechCrunch

MAY 2, 2022

Co-branded rewards programs like Amex’s longrunning Delta partnership are a major factor in consumers’ credit card decisions. According to a GigaPoints/Ipsos poll , over half of Americans say that earning points makes them want to use their credit card more often. If chargeoffs (i.e.,

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Banking Programming Artificial Inteligence Airlines 210

TechCrunch

FEBRUARY 19, 2021

Financial institutions are falling behind the tech curve in delivering on the convenience consumers demand, leaving the door wide open for Big Tech companies like Apple, Amazon and Google to become our bankers. What happens when an advertising company now wants to be our bank? Traditional banks miss the digital mark.

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TechCrunch

JUNE 30, 2021

Over the past year, there has been a surge of newly formed digital banks aimed at specific demographics. The banks in nearly all cases are trying to meet the needs of certain populations that they believe are feeling left out or underserved by traditional financial institutions. It is expensive to be a queer person,” he said.

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TechCrunch

DECEMBER 1, 2021

Goalsetter , a financial education platform for kiddos, has announced the close of a $15 million Series A financing round. The funding was led by Seae Ventures , with participation from Fiserv , Mass Mutual , Citizens Financial Group , Astia Fund , NBA stars Kevin Durant and Carmelo Anthony, and actors Anthony Anderson and Lance Gross.

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TechCrunch

SEPTEMBER 16, 2022

When financial institutions want to offer a debit card or credit card, they hire an issuing processor to help them with those services. When they want to offer merchants the ability to accept cards, they sign up with an acquiring processor. He founded Payall , a cross-border processor for regulated banks, in 2018.

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Banking Fintech Compliance Innovation 229

OTS Solutions

JULY 28, 2022

The financial services industry has changed a lot in the last few years due to innovations in mobile and digital apps and modern technology has made it easier for individuals to invest and borrow money. The technology also makes it easier for banks to process transactions and manage their operations.

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TechCrunch

JUNE 14, 2021

It has one of the largest and most profitable banking industries in Latin America, and is among the world’s most developed financial markets. Financial transactions that would take days to process in the United States through ACH happen instantaneously in Brazil. and for credit card indebtedness it was 272.42%.”

Banking 247

Banking Fintech Case Study Study 247

CIO

MARCH 14, 2024

It’s a role that requires dual technical and functional expertise,” says Giuseppe Ridulfo, CIO and deputy COO of Italy-based financial institution Banca Etica. It’s a role that requires dual technical and functional expertise,” says Giuseppe Ridulfo, CIO and deputy COO of Italy-based financial institution Banca Etica.

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Disaster Recovery Banking Analytics Training 211

TechCrunch

MARCH 17, 2022

Kyash , a Tokyo-based mobile financial app, has raised $41.2 Kyash, a would-be challenger bank in Japan, raises $14M. Founded by Takatori, who previously worked in the banking and consulting industry, Kyash offers a mobile banking app that enables consumers to make online and offline payments, remittances, and ATM withdrawal services.

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Fintech Banking B2B Mobile 189

OTS Solutions

JULY 28, 2022

Nowadays, Financial organizations are at the peak of their business transformation. Several financial businesses have launched their apps to compete in this digital transformation in financial services. The financial services industry has traditionally been a slow adopter of modern technology.

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TechCrunch

MARCH 29, 2023

entity that houses Moniepoint Microfinance Bank and TeamApt Nigeria. Payday also offers virtual dollar and naira cards (which allow Nigerian users to purchase goods and services on foreign platforms), currency swaps, payment links, local bill payments and peer-to-peer transfers.

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Fintech Technical Review B2C Banking 248

TechCrunch

OCTOBER 27, 2021

We’ve written a lot about fintechs that aim to help other fintechs and traditional banks launch products and services. . Other investors include B Capital, Point72 Ventures, Fintech Collective, Reciprocal Ventures, Wells Fargo and Pacific Western Bank. It makes basis points on the transactions made on those cards.

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Fintech Banking Virtualization Infrastructure 220

TechCrunch

APRIL 6, 2022

Financial infrastructure startup Fidel API has raised $65 million in a Series B funding round led by Bain Capital Ventures. The London-based company provides identity, data and payments products that it says gives developers a way to capture consent permissions and “securely” connect payment cards to a service or application. .

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Infrastructure Fintech Travel Policies 246

CIO

OCTOBER 26, 2022

Digitalization is a double-edged sword for banks, especially when it comes to security. As financial services become more digital in nature, it’s important that banks think differently when using data analytics, security tools, and education to improve identity authentication and customer data privacy.

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Authentication Banking Data Software Review 234

TechCrunch

MAY 14, 2023

There’s a lot of fintech news out there and it’s our job to stay on top of it — and make sense of it — so you can stay in the know. — Mary Ann and Christine Brex bid for SVB portfolios The FDIC finally released the various financial institutions that bid for parts of Silicon Valley Bank’s portfolio. Welcome to The Interchange !

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Fintech Banking .Net Report 280

TechCrunch

JUNE 17, 2021

But these days, that’s becoming more and more true as an increasing number of companies that are not even in the financial services space seek to add a fintech component to their offering. A group of startups poised to benefit from this shift are those offering banking as a service. to offer banking features as a service.

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Banking Fintech Compliance B2B 224

TechCrunch

FEBRUARY 18, 2021

Marqeta is expanding into the consumer credit card space to help other brands launch credit card programs. . The move comes just days after the payment card issuing company reportedly filed confidentially for an initial public offering, making it the latest fintech to make a move to the public markets. billion valuation.

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TechCrunch

AUGUST 13, 2023

We start the process as early as January, brainstorming topics for panels and fireside chats and then working to find industry experts to hop onstage with us. Discussing the topic of banking in a post-SVB world, we’ll have Mercury ’s Immad Akhund onstage with JPMorgan Chase’s Melissa Smith and Piermont Bank’s Wendy Cai-Lee.

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Fintech .Net Banking Insurance 246

TechCrunch

NOVEMBER 17, 2021

According to a 2019 report by Deloitte , about 80% of South Africans have a bank account but only 24% of them make more than three transactions monthly. Unlike other African countries, South Africa also has a functioning credit system with the prevalent use of credit cards. Ozow is one such player. Ozow is free for individual users.

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Banking Development Team Review Systems Review Fintech 269

CIO

FEBRUARY 23, 2024

This is very crucial for example in the payments industry where failure to comply with requirements such as PCI-DSS could force an organisation out of business. The year has been marked by a general increase in state-sponsored attacks due to geopolitical conflicts. The Internet of Things (IoT) vulnerabilities have also been increasing.

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Generative AI Technical Review Systems Review IoT 241

TechCrunch

NOVEMBER 16, 2021

Two of the country’s biggest retailers, Walmart and Walgreens, recently announced they are launching their own financial services. The pandemic has resulted in a shift in consumer behavior that now favors contactless and digital banking options, and with one in four U.S. This makes sense. This is where fintech can step in.

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Fintech Retail Company Banking 248

TechCrunch

FEBRUARY 13, 2023

Highbeam , a startup that provides banking features, credit and cash flow insights to e-commerce customers, today announced that it raised $10 million in debt from TriplePoint as it looks to expand the reach of its digital product portfolio. Via a dashboard, Highbeam also shows insights and forecasts on business expenses (e.g.

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Retail Banking Sustainability Fintech 187

CIO

AUGUST 8, 2022

With a travel resurgence already well under way, it’s essential for industry organizations to ensure they are offering consumers payment options that are not just convenient, but that also reduce risk and instill confidence with every transaction. Global and domestic credit, debit and prepaid cards. Digital wallets and eWallets.

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Travel Industry Authentication Banking 241

TechCrunch

APRIL 20, 2021

“Challenger” startups in banking and insurance have upended their industries, and picked up significant business, by building more customer-friendly tools and services — more personalized, easier to access and usually competitively priced — than those typically provided by their bigger, incumbent rivals.

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